There is nothing affordable about the so called Affordable Care Act. It does the following:
1. Forces everyone to purchase health insurance.
2. The insurance companies are private corporations with an eye to the bottom line
3. The bronze (cheapest) plan gets you the most subsidy if your income is low enough. That is all well and good. But
3. The HUGE deductible plus 30% of medical cost once the deductible has been met make the cost of health care unaffordable...especially for those with lower incomes.
Summation: The true object of the plan was to force all of us to buy health insurance from private companies. Between the premiums and the high deductibles, the consumer is left with a product that he or she cannot really afford to use. The insurance companies will make record profits at the expense every american....and that isn't right.
Interesting responses to say the least. I am sure there are those that will understand my next statements. I have traveled extensively overseas and what I find to be the most striking difference between third world countries and the United states together with the European countries is their social programs. In the third world countries that I have visited they have no social (safety net) for the people and starvation and want is a way of life for the poor. These countries by in large have balanced budgets and the taxes collected primarily go to those working in the government, thus the government jobs and offices are corrupt and most sought after. A large part of the third worlds poverty and want is covered by (None Government Organizations) called NGO's for short which are up to ninety percent run by the developed previous mentioned countries.
For decades in this country there has been an underclass of people, that is growing, that have suffered for want of proper medical care coverage. The insurance companies along with the medical institutes and the drug companies have slowly but surely taken over your health care and made it a very profitable endeavor. The insurance companies in tandem with the drug and medical institutions have set policies on what procedures and practices and how long you are allowed to stay in the hospital. They even created policies that allowed them to deny you proper medical care if you have preexisting conditions or reached a limit that they deem detrimental to their profit margin.
It was because of the insurance companies, hospitals and drug companies and their rising cost that brought about the need for reform. Thus the ACA was spawn because of the necessity to correct these deficiencies that would in the end cause this country to become a third world country. The original ACA was suppose to have an government insurance option that would compete with the private sector, thus driving down the cost of health care and making it assessable to all. The insurance companies who already make record profits would be forced to, along with the hospitals to lower their cost, but that was defeated by advertisements scaring people about government involvement and accusing the government of telling you how to care for your body, which is exactly what the insurance and drug companies are currently doing.
I have went to the ACA and seen some of the prices for health care coverage and find it interesting that their are those who lament the prices as to high without understanding how much currently they (really pay). The majority of job healthcare premiums and cost are carried by the employee without their knowledge. For example where I work my deductible is 3000 per year and the max for the family plan is 8500 out of pocket, my premiums are 415 dollars a month, roughly 200 dollars per pay period. The Employer contribution is about 600 per month, which bring the grand total monthly amount of a little over 1000 dollars per month for insurance not including my 3000 dollar yearly deduction. Many of the policies on the ACA website are before the governments percentage is deducted.
Did you know that the Administrators and heads of hospitals salaries have increased over 500% while the employees salaries have remained stagnant through the last 20 years or so? Do you not understand that the vast majority of the increase in profit for hospitals have come at the expense of the workers, with the exception of the higher end Administrators and share holders? Do you not understand that your pay increases are being given to the insurance companies under this current system? Do you not know that that is an exact carbon copy of the structure of third world countries? Contrary to what you believe Third world does not mean poor it means undeveloped. The rich in those countries live lavished lifestyles rivaled by none in the world.
But here is what I find really disturbing about the entire thing from a religious standpoint, why would Christians be the ones seemingly most concerned about helping the poor out of their own pockets? Since when are Christians who's example is Christ who gave everything for the poor and less deserving become those fighting a program, no matter who does it, design to help the less fortunate? It is not the government that the bible says we have to fear and the true Christian understands that. It is rather the Christians who kill you in the name of Christ,they are the ones to fear. Out of the thousands of things we as Christians should be fighting against, the use of tax payer money for weapons of mass destruction and war machines that are imported overseas and sold to repressive regimes to keep the people enslaved to the billions of tax payer dollars spent on movies and violent videos to corrupt the minds of children and adults.
Ben Carson had an opportunity at the Prayer Breakfast to uplift Jesus but he chose to chastise the President about a program that he would later compare to one of the worse blights in the history of the world and United States, slavery. The tea party and their ilk are in my opinion like the KKK that use the bible to justify hatred, or like the Taliban that kill in the name of God for a reward of virgins, crazy.
If the healthcare law is bad give suggestions to fix it but don't use the excuse it is to expensive, be honest with yourself first and understand that the Christians first responsibility is to care for those sick and in need.